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FINANCIAL INCLUSION AND LIVELIHOOD PROGRAM:

FINANCIAL INCLUSION AND LIVELIHOOD PROGRAMMES:



“Information, Education, Skills, Health Care, Livelihood, Financial Inclusion, Small and Village Enterprises, Opportunities for Women, Conservation of Natural Resources, Distributed Clean Energy – entirely new possibilities have emerged to change the development model.” - Sri Narendra Modi.

Since its inception, DISA concentrated its interventions to facilitate the formation and management of Self Help Groups in selected villages. DISA is mentoring with close accompaniment these SHGs in Four Districts of Uttar Pradesh. These Groups are involved in regular monthly meetings, savings, maintaining Accounts in Banks, engaged in inter-loaning, various income generating enterprises and collective actions for their rights and entitlements and empowerment. The members are mostly women. Most of these Groups are linked with NRLM (National Rural Livelihood Mission)

The following Quotes are noteworthy in the case of overwhelming presence and involvement of women in these SHGs. “If you want something said, ask a man; if you want something done, ask a woman.” (Margaret Thatcher) and

“A woman with a voice is, by definition, a strong woman.” (Melinda Gates).

Summary of Self-Help Groups Data (As of 31 March 2025)

Particulars Basti Sadar  Harraiya Mithaval Bahadurpur Ikauna Sahajanwa Total
Total no.of SHGs 101 60 61 42 29 26 319
No. of Members 1146 801 776 523 322 344 3912
No. of G. Ps 54 28 37 18 18 19 174
No of Villages 70 43 52 29 28 31 253
Total Savings 6947900 6469200 4525232 3890334 593695 947946 23374307
Total Interest 3722456 3760456 2509787 3467605 81437 827305 14369046
Loans Given 22579336 15844122 12148576 14218464 2338210 4122300 71251008
Loans Return 14622510 11811771 8548411 10641905 1030250 2958000 49612847
Loan Outstanding 7956826 4032351 3600165 3576559 1307960 1164300 21638161